Terms of Use

Below are the Terms of Use for jngaio.com

1. Preamble

These are official terms and conditions and form a legally binding agreement between you and Jessie Ngaio (“we”, “us,” “our,” “I”, or any other first-person singular or plural pronouns; the “Provider”), the Provider of the website located at https://www.jngaio.com regarding your use of the internet website located at https://www.jngaio.com (the “Website”). The Provider provides the services on its Website subject to the terms and conditions on this page, and by using the Website, you agree to these terms. Please read them carefully.
When using the Website, you are subject to any posted rules, community guidelines, statements or policies, including our privacy policy. Such rules, guidelines, statements and policies are hereby incorporated by reference into these Terms of Use.

2. Access

By accessing the Website, you certify that:

3. Warranty Disclaimer

You agree that your use of the website shall be at your sole risk. To the fullest extent permitted by law, provider, its officers, directors, employees, and agents disclaim all warranties, express or implied, in connection with the website and your use thereof. Provider makes no warranties or representations about the accuracy or completeness of the website’s content or the content of any websites linked to this site and assumes no liability or responsibility for any:

Provider provides its services “as is” and does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the website or any hyperlinked website or featured in any banner or other advertising, and provider will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

4. Limitation of Liability

To the extent permitted by law, the total liability of provider, its officers, directors, employees, or agents for any claims under these terms, including for any implied warranties, is limited to the amount you paid us (if any) to use the services (or, if we choose, to supplying you the services again).
In no event shall provider, its officers, directors, employees, or agents, be liable to you for any direct, indirect, incidental, lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages whatsoever resulting from any:

In all cases, provider, its officers, directors, employees, or agents will not be liable for any loss or damage that is not reasonably foreseeable.

5. Notices to Jessie Ngaio

General inquiries regarding the Website and services provided by the Provider may be made by email at

6. Venue and jurisdiction, choice of law, arbitration

You agree that the Terms of Use, your use of the Website, as well as any claim relating to, arising out of, or in connection with the Terms of Use and your use of the Website, shall be governed by Australian law without regard to conflict of law provisions.

7. General

These terms of use, the privacy policy and any other legal notices published on the Website, shall constitute the entire agreement between you and the Provider. If any provision of these terms of use is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these terms of use, which shall remain in full force and effect. No waiver of any term of these terms of use shall be deemed a further or continuing waiver of such term or any other term, and Provider’s failure to assert any right or provision under these terms of use shall not constitute a waiver of such right or provision.

We reserve the right to amend these terms at any time and for any reason, without advance notice to you. Although we may attempt to notify you when major changes are made to these Terms of Use, you are advised to periodically review the most up-to-date version of these terms on this page, so that you are aware of any changes. Once we make the new terms available, these changes become effective immediately and if you use the Website after they become effective, it will signify your agreement to be bound by the changes.